How Personal Lines of Credit Work
Complete your application with our 100% online loan process.
2. Receive a lending decision
If approved, we will provide you with a credit limit.
3. Get your funds
Have your money direct deposited into your bank account.
4. Make payments
Make regular payments over time, with the option to pay off or pay down your loan early.
5. Withdraw cash
Use as many cash advances as you wish up to your credit limit.
Get Started Now
Ready to get started? Here's what you will need to start your online application.
Proof of income
An open bank account
Social security number
Line of Credit Questions
- Minimum Payment: Each billing cycle, all interest accrued at the end of the prior billing period and a percentage of your principal balance will be due.
- Additional Payments: You may make payments in addition to your minimum, in any amount and at any time. Repaying your account balance early can reduce your interest.
- Pay in Full: You may pay your account balance in full at any time without any prepayment penalties. Paying your balance in full will reduce your interest and reinstate your full available credit.