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Line of Credit

Take control of your finances with a personal line of credit up to $5,000

A line of credit allows you to manage your personal finances by accessing as little or as much as you need up to your credit limit whenever you need it, without cash advance fees. We will even let you keep your line of credit loan open with a zero balance for up to one year, so that you can get more cash in the future if the need arises.

Learn More: How It Works FAQs

Flexibility

Pay interest only for the time that you use the funds. Pay down your principal to save on interest.

Cash Advance Options

Access your funds at any time. Take out as many cash advances as you need, up to your approved credit limit.

Convenient Funding

Receive your money by having your line of credit funds directly deposited into your bank account.

How a Line of Credit Loan Works

1. Complete your application online

Save time by applying for a line of credit 100% online.

2. Receive a lending decision

Once you submit your application, we will provide you with a lending decision.

3. Receive your funds

If approved, your funds will be deposited directly into your bank account.

Use Your Personal Line of Credit Any Way You Choose

Your personal line of credit can cover many uses. Whether you need to pay for a large purchase, cover unexpected expenses, or even pay for medical bills, a line of credit loan from Avío Credit can help you manage life’s unexpected costs.